Posted by Pamela Crawford on 1/21/2018


62 Paine St, Worcester, MA 01605

Single-Family

$99,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Spacious bungalow for sale in Worcester. First floor of this home features oak cabinet kitchen, bright formal dining room open to large living room with fireplace. 2nd floor features 3 bedroom and full bath. Basement is finished with playroom, family room and 1/2 bath. Home sets on hill with private yard. Needs some work.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Pamela Crawford on 1/21/2018

Buying a home is one of the more complicated purchases that youíll make in your lifetime. Itís not something that you can just open your wallet, pull out a wad of cash and buy. Thereís a warm-up period for a house hunt. You need to prepare before you even start the process of the purchase. Thereís a lot of different things that you should do to ready yourself to buy a home. Youíll need to organize your finances, find a real estate agent and ready yourself. If youíre looking to buy a home in the near future, itís time to get busy! 


Keep Your Credit Score In Check


Your credit score is so important for so many reasons. The highest your credit score can be is 850 and the lowest it can be is 300. Youíll get a really good interest rate on a home if your credit score is 740 or above. A lower interest rate can save you a lot of money over a yearís time. 

The good news is that you can spend time repairing your score. This will include paying down debt, asking for credit limits to be raised and correcting errors that may be on your credit report. You want to be sure that youíre using 30% or less of your total available credit. As always, if your bills are paid on time, it will help you to keep that score up. Also, stay away from opening new credit cards, as this can bring your score down due to frequent credit checks. 


Put Gifts To Good Use


Whenever you get a financial gift, whether it be for a wedding, a Christmas bonus, or a birthday gift, make sure that you save it for your home purchase. Youíll need quite a bit of capital between closing costs, fees and down payments. Youíll be glad you saved the money once you start the home buying process. Youíll also want to make sure that you have and emergency fund built up. You donít want to buy a home without some sort of a financial cushion behind you. 


Research Real Estate Agents 


Your real estate agent will be your right hand person when it is time to buying a home. Youíll want to know that your agent is knowledgable and can help you in this big decision. Your real estate agent is the person who will help you reach your goals, and you want to feel comfortable with them. Ask for recommendations and do your research.  


Get Preapproved


Sellers love buyers who have been preapproved. This shows that theyíre reliable and financially able to buy a home. A preapproval can be done a few months in advance of buying a home. It will take an in-depth look at your finances including:


  • Proof of mortgage or rent payments over the last year
  • W2 forms for the past 2 years
  • Paycheck stubs for the past 2 months
  • List of all debts including loans and court settlements
  • List of all assets including car titles, investment accounts and any other real estate you may own.


Buying a home is a big deal but with the right preparation, youíll be on the road to success and ready to secure a home purchase.




Categories: Uncategorized  


Posted by Pamela Crawford on 1/16/2018


82 N Main St, Grafton, MA 01536

Single-Family

$295,000
Price

8
Rooms
3
Beds
2
Baths
This colonial has been nicely maintained and updated. Located in North Grafton, this charming colonial features updated cabinet packed kitchen with newer stainless appliances and granite counters, newly updated bathroom with ceramic floors and granite counters, spacious formal dining room with built in china closet, large bright living room, office/den with pretty bow window and mud/laundry room. 2nd floor features spacious master bedroom with 2 closets, 2 more bedrooms and updated full bath. Heat, hot water and electric has been updated. Large yard and detached 1 car garage completes the package. Great commuter location just minutes to the Mass pike and commuter rail.
Open House
Sunday
January 21 at 12:00 PM to 1:30 PM
This colonial has been nicely maintained and updated. Located in North Grafton, this charming colonial features updated cabinet packed kitchen with newer stainless appliances and granite counters, newly updated bathroom with ceramic floors and granite counters, spacious formal dining room with built in china closet, large bright living room, office/den with pretty bow window and mud/laundry room. 2nd floor features spacious master bedroom with 2 closets, 2 more bedrooms and updated full bath.
Cannot make the Open Houses?
Location: 82 N Main St, Grafton, MA 01536    Get Directions

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Categories: Open House  


Posted by Pamela Crawford on 1/16/2018


82 N Main St, Grafton, MA 01536

Single-Family

$295,000
Price

8
Rooms
3
Beds
2
Baths
This colonial has been nicely maintained and updated. Located in North Grafton, this charming colonial features updated cabinet packed kitchen with newer stainless appliances and granite counters, newly updated bathroom with ceramic floors and granite counters, spacious formal dining room with built in china closet, large bright living room, office/den with pretty bow window and mud/laundry room. 2nd floor features spacious master bedroom with 2 closets, 2 more bedrooms and updated full bath. Heat, hot water and electric has been updated. Large yard and detached 1 car garage completes the package. Great commuter location just minutes to the Mass pike and commuter rail.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Pamela Crawford on 1/14/2018

There are many benefits to installing a security system in your home. It gives you a sense security and safety for you and your family. Youíll be able to be away from your home for both short and long periods with a peace of mind. The one choice youíll need to make is the type of security system that you want to be installed in your home. Some alarms are manned by commandoes while others have much more simplistic designs.   


While some systems are installed by a professional, others are easier to install and can be done with a DIY approach. Remember that you can always start small and install a more complicated system as time goes on. You donít even need to know how to use a drill or have any kind of technical expertise for most DIY install security systems. Below, youíll find the basic steps that you should know before you install a home security system.


Basic Components In Your Home Security Package


  • The main panel complete with keypad
  • Sensors
  • Motion detectors


These are the basic things that will come with every home security system no matter how simple or fancy you get in your alarm system selection. The number of sensors that you need will depend on the number of doors and windows that are in your home. It also is based on your own personal preference. Remember that these sensors will be activated every time a door or window is opened when they are installed in your home. 

 

Install The Security Panel


Security panels are often wireless and should be placed near a power source to plug the panel in. These should also have a backup battery of some sorts. You can either place a nail on the wall or put an adhesive on the back of the panel. Itís really that simple to put the panel up!


Install The Sensors In Your Home


Security systems will come with door and window sensors and possibly along with some motion detectors. They will be placed with a moveable adhesive for your convenience. Every security system will come along with instructions for the optimum locations to place these sensors in. 


Test Your System


Once you have completed the above steps, youíll need to test your system to ensure that it has been properly activated and that everything is working properly. The specific system that youíre installing should also come along with some instructions for testing purposes. 


While DIY home security systems seem fairly simple, they arenít for everyone. Some homeowners prefer more complex systems to suit their needs. If a professional installation is for you, you should avoid self-install security systems altogether.    


 




Categories: Uncategorized